Ideas To Financing Your Property Development Project

There are a number of ways for an aspiring property developer - even one who doesn't have a lot to spend-- to get started. Along with individual savings and investment, two standard sources of financing for a venture are loans and investors. A common structure for a development project is 50-80 % debt and 20-50 % equity investment. For credibility and to ensure that there is motivation for the developer, equity investors usually ask a developer to co-invest. Most invest between 5 and 15 % of the cost; a higher investment means more direction and lower rates.

Getting investors takes some work, but it's possible to find them, even for small projects. Local chambers of commerce can point out investment clubs and companies. Search public databases for building permits that contain the names of developers and contractors who may be interested in local investments.

It's important to understand that getting capital is a time consuming, difficult process. In today's financial environment, things aren't like they used to be. Loans have to be secured by cash flow and assets. It doesn't matter who you know, and no matter how good the project sounds to the developer, it will still be evaluated based on its credit risk.

Creating A Lasting Impression

This year at your company party, what sort of impression would you like to make: would you like to be the remembered as the guy who is smart, pleasant and charming, or the guy about whom people say, "ummm, hmm... yeah, I think I remember meeting him... maybe"? You're going to pick the former, of course, as all of us would. No one wants to be remembered as the dull guy, or not even remembered at all. So before you attend any parties this year, take a little bit of time to consider how you will appear to others.

Pay attention to your body language.
Yes, what you say is important. But your body language is even more important because people "read" it before you say a single word. Make sure to smile. Sit or stand up straight, and do not cross your arms in front of you, as this is interpreted as a defensive posture. As you are talking with people, try to make eye contact in a relaxed manner. What I mean by this is, definitely make eye contact with the person to whom you are speaking, but try not to make this person feel as if you are staring or scrutinizing. When you break eye contact, try to do it slowly, without darting your eyes. This helps people to feel comfortable during a conversation.

Avoid Unwelcome Surprises By Doing the Homework Before Buying a Brownfield Site

Land in the UK that has been previously used for any purpose and is no longer in use for that purpose is called a Brownfield site and it is often seen as a good investment for both housing or a more commercial development.

There are several things to consider when considering buying brownfield land, including its previous use and possible contamination, its location, planning permissions that might be needed, any legal restrictions attached to the land and the cost of supplying various utilities to the site.

Buying building land can be expensive, but generally a brownfield site that has previously contained buildings may be a more affordable investment, but this will depend on doing the homework thoroughly before making a decision to buy.

11 Tips To Cope With Stress At Work

In these challenging times, nurses have to do more with less and often feel frazzled and frantic, instead of calm and efficient. Excessive stress can interfere with your productivity and deplete you physically, mentally and spiritually.

It's good to remember that some stress is normal and healthy. Eustress is the "good" stress that every living biological life form has; it allows us to be productive when everything around us is changing. But the U.S. Surgeon General claimed 80% of non-traumatic deaths are stress related.

Stress is literally killing us.

These 11 tips will help cope with stress at work:

1) Breathe. The best stress reducer is slow deep easy breathing. Rhythmic activities, like breathing, laughing, walking, etc release endorphins in our brains and make us feel calmer. No matter where you are you can take 3 minutes to breathe through your nose In-2-3-4 and Out-2-3-4, slow and deep, from your abdomen. Doing this 4 or more times a day and during stressful situations is the easiest and most effective way to reduce stress.

Media Training And Crisis Communication Training: The Myth About 3 Key Messages

Media training teaches the concept of identifying your "3 Key Messages." In other words, what are the 3 most important things you need to communicate during your interview with the reporter?

But what exactly is a key message? Is it a bullet point? Is it a talking point? Is it a set of words that incorporate more spin than truth? Is it a set of verbatim words that incorporate both truth and quotes?

In my world, it is a set of verbatim words that incorporate both truth and quotes. But many media trainers teach only bullet points and talking points. I call this "The Myth About 3 Key Messages."

Let's put this in the context of a U.S. political candidate in a debate with his or her opponent. The moderator of the debate might ask a question such as, "Please give me your thoughts on education."

The candidate, whose strategist may have determined that the key messages should only be about energy, the economy and international relations, is left with nothing to say. Therefore, the candidate will BS his or her way through 50 seconds of a 60 second answer, then conclude by saying, "Education is important and you can get more details on my website."

Negotiating Effectively for Your Deserved Raise

How do you approach your supervisor or boss for a well deserved raise based on your notable achievements and quality performance? Maybe he or she has been busy and needs a gentle, but persuasive reminder. This is easily done if one carefully follows a well laid out plan. If you enlist the steps listed below you are well on your way to a productive and successful meeting.

1. Be Prepared with a Plan: Be armed with data and numbers that clearly demonstrates results of your efforts, performance, achievements and diligence. List specific projects, clients, or documents that have contributed directly to the success of the company as a result of your achievements. For example, introduce documents that clearly illustrate how you may have significantly improved efficiency in a particular process resulting in a cost reduction of 20%. Or perhaps you may have dedicated extra time to improve a process or procedures that clearly benefited overall operations and be prepared back it up with numbers.

2. Schedule a Meeting: Do not just barge into his or her office with fierce determination, but rather set up a scheduled meeting that is conducible to both of you. Be calm, confident, and stay focused on your presentation. Under no circumstance, get emotional or has no redeeming value to lose your temper and will surely result in an ineffective presentation and possible termination.

Kraft Foods - Philip Morris Companies

Currently, Kraft Foods is one of the biggest makers of confectionery, food and beverage products in the world with over 11 globally reputed brands earning in excess of $1 billion annually. Since its beginning in 1923, it has witnessed unparalleled growth in the U.S. Kraft Foods, as it is currently known, was formed in 1924 following the renaming of the National Dairy Products Corporation. Since then, the main objective of the company has been to grow continuously through meticulously planned acquisitions. However, the tale of this high-profile US IPO begins with the acquisition of the company by Philip Morris Companies Inc.

Philip Morris Companies, one of the largest tobacco companies of the world, acquired Kraft Foods in 1988 in what an attempt to expand its hold in the food industry. The General Foods unit of Philip Morris Companies had been merged with Kraft Foods by 1989. However, in early 2001, in an attempt to raise capital to clear debts incurred during the acquisition of Nabisco Holdings, the company decided to go public with Kraft in the form of an Initial Public Offering. Moreover, the adverse reactions of public to the conglomerate that sold both cigarettes and dairy products had compelled Philip Morris to gradually move away from Kraft and the IPO was the first step towards achieving this. The IPO was filed with the Securities and Exchange Commission and was underwritten by bigwigs such as J. P. Morgan Securities Inc., HSBC Securities Inc., Morgan Stanley etc. However, at a time when companies hesitated to offer IPOs, Kraft Foods managed to generate remarkable interest in the market.